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General Liability/
 Products/
 Completed OPS

Commercial Automobile

Excess Liability/
 Buffer Layers

Miscellaneous

Inland Marine

Professional Liability/
 Malpractice

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 (Virginia only)

Property (Large & Small
  Risks Acceptable)
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    Products Available
     
    Following is a sample of some of the types of coverages we have available. This list is not all inclusive. If you are having difficulty finding coverage for a particular risk, please contact one of our underwriters.
     
    GENERAL LIABILITY/PRODUCTS/COMPLETED OPS COMMERCIAL AUTOMOBILE
  • Amusement Devices & Rides
    		•
  • Ambulance/Emergency Vehicle
    		•
  • Apartment Buildings
    		•
  • Auto-Classic/Antique-Physical Damage
    		•
  • Asbestos & Lead Abatement
    		•
  • Auto Dealers Physical Damage
    		•
  • Bars, Taverns & Night Clubs
    		•
  • Automobile Repossessors
    		•
  • Beauty Shops (including tanning beds)
    		•
  • Auto Towing & Wrecking Service
    		•
  • Boat Rentals
    		•
  • Dump Trucks
    		•
  • Bowling Centers
    		•
  • Garage Keepers Liability
    		•
  • Building Contractors
    		•
  • Garage Liability (Dealers & Non-Dealers)
    		•
  • Campgrounds
    		•
  • Intermediate Haul Truck (Liab. & Phys. Damage)
    		•
  • Car Washes
    		•
  • Non-Trucking Auto Liability
    		•
  • Christmas Tree Lots
    		•
  • Limousines (Liability & Physical Damage)
    		•
  • Comprehensive General Liability
    		•
  • Local Haul Trucks (Liability & Physical Damage)
    		•
  • Concerts
    		•   
  • Contractors Equipment Rental
    		•  EXCESS LIABILITY/BUFFER LAYERS
  • Dance Halls
    		•
  • Automobile Excess Liability
    		•
  • Demolition Contractors
    		•
  • Excess General Liability
    		•
  • Excavating Contractors
    		•
  • Following Form Excess
    		•
  • Exterminators
    		•
  • Umbrella (Lead or following)
    		•
  • Grocery Stores/Supermarkets
    		•   
  • Haunted Houses
    		•  MISCELLANEOUS
  • Hotels (Not apartment hotels)
    		•
  • Products Liability
    		•
  • Investigators
    		•   
  • Janitorial Services
    		•  INLAND MARINE
  • Landscape Gardening
    		•
  • Animal Mortality
    		•
  • Logging Operations
    		•
  • Basketball Shoots
    		•
  • Municipal Liability (up to 50,000 population)
    		•
  • Contractors Equipment Floaters
    		•
  • OCP
    		•
  • Hole-In-One Coverage
    		•
  • Recreational Clubs
    		•
  • Miscellaneous Property Floaters
    		•
  • Resort Hotels
    		•
  • Prize Indemnification
    		•
  • Restaurants
    		•
  • Rain Insurance
    		•
  • Roofing Contractors
    		•
  • Transit (Trip & Annual)
    		•
  • Security Guards
    		•   
  • Shopping Centers
    		•  PROFESSIONAL LIABILITY/MALPRACTICE
  • Short Term Events
    		•
  • Barber Shops
    		•
  • Skating Centers (Roller & Ice)
    		•
  • Beauty Salons & Schools
    		•
  • Special Events
    		•
  • Bookkeepers E&O
  • Summer Camps
    		•
  • Counseling Centers
    		•
  • Swimming Pools
    		•
  • Court Reporters
    		•
  • Tree Trimming
    		•
  • Day Care Centers
    		•
  • Vacants Buildings
    		•
  • Dentists
    		•
  • Vacant Land
    		•
  • Druggist Liability
    		•
  • Welding or Cutting
    		•
  • Fireman's E&O
    		•
     
  • Group Homes
    • PERSONAL LINES (VIRGINIA ONLY)
  • Health Spas/Exercise Studios
    		•
  • Boats/Jet-Ski
    		•
  • Home Health Care Agencies
    		•
  • Dwelling Fire
    		•
  • Insurance Agents E&O
  • Mobile Homes
    		•
  • Lawyers
  • Umbrellas
    		•
  • Misc. Professional Liability
  • HO-3 (min. $300,000)
    		•
  • Real Estate Agents and/or Appraisers
    		•
     
  • Tanning Salons
    		•
    PROPERTY (LARGE & SMALL RISKS ACCEPTABLE)
  • Telephone Answering Services
    		•
  • Apartments
    		•
  • Title Agents
    		•
  • Auto Body Repair/Paint Shops
    		•
  • Travel Agents
    		•
  • Barber Shops/Beauty Salons
    		•
  • Veterinarians' Professional Liability
    		•
  • Bingo Halls
    		•   
  • Bowling Alleys
    		•   
  • Builders Risk/Renovations
    		•   
  • Day Care Centers
    		•   
  • Excess Property
    		•   
  • Gas Stations
    		•   
  • Grocery Stores
    		•   
  • Group Homes
    		•   
  • Health Spas
    		•   
  • Laundry Mats/Dry Cleaners
    		•   
  • Manufacturers
    		•   
  • Motels/Hotels
    		•   
  • Restaurants
    		•   
  • Retail Stores
    		•   
  • Taverns & Bars
    		•   
  • Vacant Buildings & Dwellings
    		•   
     
     
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